(603) 268-8000 linda@manter-realty.com

The Appraisal

If ever there is a critical time, where the success or failure of your sale hangs in the balance, it is now. An experienced, respected agent can tip the scales in your favor, by demonstrating to the appraiser how your home was priced responsibly.

Who or what determines value is far from an exact science. While it is true that the bank appraiser and the *Realtor® pull from the same database to produce their independent value assessments, value, much like beauty, is in the eye of the beholder. We are the sum and substance of all our experiences, beliefs and predispositions.

The properties that we select in the interest of our seller clients to support a full price offer may (and sometimes do) vary from those selected by the appraiser assigned by the buyer’s lender. If your home does not appraise at the value needed by the buyer’s lender for approval, the difference could ultimately determine the potential for lost proceeds to you at the closing table.


Linda Manter holds a Certificate for the successful completion of the Division of Community Education Program in Concepts of Residential Appraising, completed in May of 1987 at NHTI. This additional Certificate, and her more than 30 years of real estate experience, make all the difference on the rare occasion an appraisal challenge occurs.

*the term REALTOR® has one, and only one, meaning:  REALTOR® is a federally registered collective membership mark which identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.

A row of brightly colored bird houses.

Appraisal vs. Comparative Market Analysis (CMA)

Are these one and the same?  Ask any real estate practitioner how the value of your home is determined, and he or she may supply you with the “pat answer” that goes something like this:  “value is determined by what a ready and able buyer is willing to pay.”  True? ...
Jack o'lantern in a young girl's arms.

What Scares Autumn Home Buyers

Autumn poses some unique challenges to sellers. Here's what might make a buyer think twice... A Hovering Homeowner While it's harder in cold weather to come up with family activities outside the house during showings, it's important to make the effort to get everyone...
A couple laying on the grass imagining their dream home in the clouds.

Where Do Buyers Come From?

Ads don't sell homes, agents do! Here's what happens with each Manter Realty listing: We'll advertise your property to get the maximum exposure. Multiple Listing Service will make your property information accessible to other real estate professionals and to their...

Stage Your Home for a Quick Sale

Many people don't realize that there's a big difference between decorating and staging. Decorating suits the homeowner, but staging brings out the best features in your house. Here are some tips that will help you think like a professional stager: Photograph each room...
A cutout home model with a dollar sign inside.

There’s (still) no bank like home…

When buying a house as an investment, you buy it with someone else's money (taking out a mortgage), and then you pay off that mortgage with dollars cheapened by inflation. For example, you buy a $300,000 house, putting $30,000 down in cash. Inflation works on the...